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GS stock verdict - Avoid

GS
Goldman Sachs Group, Inc. (The)
AVOIDFinancial Services
$1,061.23 Overvalued (≥ exit)
$1,061.23
Heavy$528.17Buy$704.22Fair$880.28Exit$1,056.33
FUNDAMENTAL95
TECHNICAL67
TRUST SCORE
78High
confidence in this read — data completeness, earnings quality & coverage
Uptrend · EMA20 1069.18 · EMA50 1036.62 · EMA200 915.3 · RSI 49.8 · MACD below signal
PROS
  • Reasonable forward P/E of 14.5× on analyst estimates
  • TTM EPS grew 42.8% year-over-year
  • Balance sheet holds net cash (cash exceeds total debt)
  • Price is in an uptrend — above key moving averages with positive momentum
CONS
  • Earnings weakly cash-backed — operating cash flow is only -277% of net income
  • Receivables growing 27pp faster than sales — watch for aggressive revenue recognition
  • Trades above the model's exit level ($1,056.33) — overvalued on this framework
  • High leverage — debt-to-equity of 3.54
  • Burns cash — free cash flow is negative
✳ Pros and cons are machine-generated from the latest fundamentals and technicals.
EARNINGS QUALITY · we check the accounting so you don't have to
Operating cash flow is only -277% of net income — profit isn't well cash-backed
Low accruals — reported profit tracks the cash actually generated
Receivables growing 27pp faster than sales — watch for aggressive revenue recognition
Analysis as of 2026-07-27 · price live, fundamentals from latest filings

FAQ

Why is GS rated Avoid?

GS (Goldman Sachs Group, Inc. (The)) is rated Avoid because the model combines fundamentals, price action, and earnings-quality checks. The current signal is Overvalued (≥ exit). Reasonable forward P/E of 14.5× on analyst estimates and TTM EPS grew 42.8% year-over-year

Is GS overvalued right now?

GS is trading at $1,061.23 versus an estimated fair value of $880.28. That puts the stock in avoid territory on this framework. Earnings weakly cash-backed — operating cash flow is only -277% of net income and Receivables growing 27pp faster than sales — watch for aggressive revenue recognition

What should I watch before acting on GS?

Watch the trust score of 78, the earnings-quality checks, and any red flags. Earnings weakly cash-backed — operating cash flow is only -277% of net income and Receivables growing 27pp faster than sales — watch for aggressive revenue recognition

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