V stock verdict - Avoid
V
Visa Inc.
AVOIDFinancial Services
$364.15
Fundamentals below bar
$364.15
Heavy$177.55Buy$236.74Fair$295.92Exit$355.10
FUNDAMENTAL48
TECHNICAL85
TRUST SCORE
100High
confidence in this read — data completeness, earnings quality & coverage
Uptrend · EMA20 361.67 · EMA50 351.29 · EMA200 335.61 · RSI 55.7 · MACD below signal
PROS
- Strong return on equity of 63.4% (TTM)
- Revenue grew 10.9%/yr on average over the last 3 years
- TTM EPS grew 15.0% year-over-year
- Balance sheet holds net cash (cash exceeds total debt)
- Converts 47% of revenue into free cash flow
CONS
- Trades above the model's exit level ($355.10) — overvalued on this framework
- Expensive on trailing earnings (P/E 31.3×)
✳ Pros and cons are machine-generated from the latest fundamentals and technicals.
EARNINGS QUALITY · we check the accounting so you don't have to
✓Operating cash flow is 116% of net income — profit is backed by real cash
✓Low accruals — reported profit tracks the cash actually generated
✓Receivables growing in line with sales
Analysis as of 2026-08-16 · price live, fundamentals from latest filings
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FAQ
Why is V rated Avoid?
V (Visa Inc.) is rated Avoid because the model combines fundamentals, price action, and earnings-quality checks. The current signal is Fundamentals below bar. Strong return on equity of 63.4% (TTM) and Revenue grew 10.9%/yr on average over the last 3 years
Is V overvalued right now?
V is trading at $364.15 versus an estimated fair value of $295.92. That puts the stock in avoid territory on this framework. Trades above the model's exit level ($355.10) — overvalued on this framework and Expensive on trailing earnings (P/E 31.3×)
What should I watch before acting on V?
Watch the trust score of 100, the earnings-quality checks, and any red flags. Trades above the model's exit level ($355.10) — overvalued on this framework and Expensive on trailing earnings (P/E 31.3×)