BAC stock verdict - Growth
BAC
Bank of America Corporation
GROWTHFinancial Services
$62.05
Watch (wait for dip)
$62.05
Heavy$37.87Buy$50.49Fair$63.11Exit$75.74
FUNDAMENTAL66
TECHNICAL85
TRUST SCORE
86High
confidence in this read — data completeness, earnings quality & coverage
Uptrend · EMA20 59.89 · EMA50 57.23 · EMA200 53.0 · RSI 68.4 · MACD below signal
PROS
- Attractive trailing P/E of 14.3× (earnings yield 7.0%)
- Stock is trading at 1.45 times its book value
- TTM EPS grew 27.5% year-over-year
- Balance sheet holds net cash (cash exceeds total debt)
- Converts 49% of revenue into free cash flow
CONS
- Earnings weakly cash-backed — operating cash flow is only 43% of net income
✳ Pros and cons are machine-generated from the latest fundamentals and technicals.
EARNINGS QUALITY · we check the accounting so you don't have to
⚠Operating cash flow is only 43% of net income — profit isn't well cash-backed
✓Low accruals — reported profit tracks the cash actually generated
✓Receivables growing in line with sales
Analysis as of 2026-07-27 · price live, fundamentals from latest filings
FAQ
Why is BAC rated Growth?
BAC (Bank of America Corporation) is rated Growth because the model combines fundamentals, price action, and earnings-quality checks. The current signal is Watch (wait for dip). Attractive trailing P/E of 14.3× (earnings yield 7.0%) and Stock is trading at 1.45 times its book value
Is BAC overvalued right now?
BAC is trading at $62.05 versus an estimated fair value of $63.11. That puts the stock in growth territory on this framework. Earnings weakly cash-backed — operating cash flow is only 43% of net income
What should I watch before acting on BAC?
Watch the trust score of 86, the earnings-quality checks, and any red flags. Earnings weakly cash-backed — operating cash flow is only 43% of net income